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Get jewellery insurance.
You choose the items, we cover the rest.


Premium insurance for jewellery. Choose your items and stack their cover.

Jewellery Insurance

Why should I get jewellery insurance with StackIt?

Rare, valuable, and most often sentimental, your jewellery is precious. Make sure that your bling is covered for peace of mind. You don’t have to insure the entire contents of your home to do it either!

With StackIt, you can insure valuable items and your favourite pieces of jewellery. The best part about this is you won’t have to pay an inflated premium. Enjoy jewellery insurance that protects exactly what you need it to.

What kind of jewellery pieces can I insure?

StackIt’s jewellery insurance covers any type of jewellery, including the following precious items:

  • Necklaces
  • Earrings
  • Smartwatches/ Apple Watches
  • Engagement Rings
  • Wedding Rings
  • Pendants
  • Bracelets

You can also insure vintage pieces and family heirlooms that have undergone professional valuation at a jeweller. All you have to do is present a valuation certificate.

Necklace Insurance

Benefits of our jewellery insurance

  • Our comprehensive jewellery insurance plan covers your items while at home or anywhere in South Africa

  • Get competitive premiums based on the number of insured items

  • Conveniently claim, add, and review your jewellery insurance policy 24/7 on WhatsApp

  • Insure your valuable jewellery against theft, loss, and damage, giving you peace of mind

  • Only pay for the items you choose to insure

Our gaming insurance plans

Most home insurance plans cover the contents of your entire home, leaving you to pay a fortune for things that don’t matter. With StackIt, you don’t have to insure grandma’s old tea set or the furniture you’ve been itching to get rid of.

Get at home insurance that protects exactly what you need it to. Benefit from comprehensive coverage for the items you’ve insured against damage, theft and loss.

These days, we’re always on the go with expensive items in our pockets or bag. Be it your phone, tablet, smartwatch, or laptop, we often need these items each and every day. You also never know what unforeseen incidents can happen. StackIt has you covered anywhere in South Africa – what a bonus!


How does jewellery insurance work?

In order to maintain jewellery insurance, you must pay your premiums as calculated by the insurer. If the covered items of jewellery are lost, stolen or damaged, you can submit a claim. However, jewellery insurance does not cover items that have defects or typical wear and tear.

How much is jewellery insurance?

The price of jewellery insurance is determined by the brand and market value of the item. High-value jewellery items will typically have higher premiums. However, it depends on your chosen coverage options.

Is jewellery insurance worth it?

Jewellery insurance is worth it for plenty of customers across South Africa. It’s relatively easy to get and you can repair or replace your jewellery if need be. Jewellery insurance can give you peace of mind, but ultimately the choice is yours.

Does ring insurance cover the lost diamond?

Ring insurance can cover a lost diamond as long as the diamond is included when calculating the total value for insurers. It’s advisable to insure the diamonds on a ring as they’re usually the most valuable.

Got more questions about Jewellery Insurance?

Please contact us to find out more about how it works and the T&Cs.